| Aviva |
Allows client to release a part or full (100%) value of home |
|
✗ |
|
£10K |
65 |
£75K |
none |
refer to Aviva |
£15K |
£100k |
✗ |
✗ |
| Bridgewater Equity Release |
Maximum Release Plan: Allows the client to release the maximum cash sum by selling 100%(99.9% in Scotland) of their interest in the property |
High House Price Inflation Protection-ensuring your clients estate will share the benefits of very high house price inflation.Early Vacancy Guarantee-Providing your estate with protection against your early death or the need to go into residential care |
✗ |
paid by B’water Equity Release |
n/a |
65 |
£75K |
none but refer if £500K+ |
age of youngest client plus remaining lease term must exceed 145 years |
100% of property (99.9% in Scotland) |
£250K |
✓ |
✗ |
| Flexible Release Plan:Choose to release less than 100% of the property value with the gurantee of being able to release further cash sum as needed based on the property value at that time |
|
lesser of 10% of property value or £10,000 |
£25,000 or 25% of property value whichever is lower |
✓ |
| Secured Escalating Release Plan Allows the client to release the amount required now with the certainty of guranteed escalating payments over a given number of years, selected at outset by the client. |
|
lesser of 10% of property value or £10,000 |
The lower of 25% of property value or £25,000 for initial release. Lower of 5% of property value or £5,000 annual payment |
✗ |
| Hodge |
Shared Growth Option: % of property sold to Julian Hodge Bank in return for tax-free cash sum |
|
|
|
refer |
65 |
£60,000 |
£1m |
90 |
30% |
90% |
✓ |
✗ |